UK retailing in Poland has had a patchy record with several household names entering and leaving the market. Kingfisher's Castorama brand has been very successful. To what would you attribute that contrast, comparing the experience of British retailers in the Polish market?

The Covid-19 pandemic has accelerated many trends that have been taking shape in the business world, such as nearshoring, home-office working, e-commerce – but above all the process of digitalisation. The increased reliance of business on digital solutions has placed a strain on the IT sector, with an increased demand for the skills of analysts, programmers and web developers. How has Sage’s IT hub in Poland been affected?

The real estate sector will experience a major shake-up globally with winners and losers across the board. Different sub-sectors will feel the changes in different ways. The shift to home working will reduce demand for office space; continued need for social distancing will affect retail, in particular shopping malls; whilst the rapid shift to e-commerce will impose profound change in warehousing requirements, in particular last-mile logistics. What's the more nuanced picture around the post-Covid trends for real estate, in particular in Poland?